Can Martial Arts School Insurance Save You From This?
By John Graden, Martial Arts Business Expert
Your martial arts school is thriving. The classes are full, and the energy is high. But amid the excitement, imagine this scenario: A 12-year-old student runs across the floor to the water fountain.
At the same moment, a 17-year-old leadership team member executes a high-speed spin hook kick. Unfortunately, his heel strikes the young student’s face, resulting in severe injuries that require extensive facial reconstructive surgery.
What would you do if this happened in your school? Could you handle the financial and legal fallout from such an incident?
This incident, which occurred over a decade ago at a prominent martial arts school in the DC area, underscores the critical importance of having comprehensive insurance.
Fortunately, the school was fully insured and remains in business today. But could your school survive a similar situation?
Many martial arts school owners focus solely on cost when shopping for insurance. However, this approach can be a major mistake if faced with serious lawsuits or accidents. Understanding the various types of insurance—such as martial arts instructor insurance, mixed martial arts insurance, and self-defense instructor insurance—is crucial for safeguarding your school and its operations.
Jennifer’s expertise will help you navigate these complexities and ensure you have the right coverage to protect your business and its members.
Your martial arts school is thriving. The classes are full, and the energy is high. But in the midst of the excitement, imagine this scenario: A 12-year-old student runs across the floor to the water fountain. At the same moment, a 17-year-old leadership team member executes a high-speed spin hook kick. Unfortunately, his heel strikes the young student’s face, resulting in severe injuries that require extensive facial reconstructive surgery.
What would you do if this happened in your school? Could you handle the financial and legal fallout from such an incident?
This incident, which occurred over a decade ago at a prominent martial arts school in the DC area, underscores the critical importance of having comprehensive insurance. Fortunately, the school was fully insured and remains in business today. But could your school survive a similar situation?
To provide valuable insights on managing liability and reducing risk, we’re joined by Jennifer Urmston, the National Account Manager at Sports and Fitness Insurance Corporation (SFIC). In a 12-minute interview, Jennifer discusses key aspects of martial arts school insurance and why it’s vital to go beyond just finding the cheapest policy.
Many martial arts school owners focus solely on cost when shopping for insurance. However, this approach can be a major mistake if faced with serious lawsuits or accidents. Understanding the various types of insurance—such as martial arts instructor insurance, mixed martial arts insurance, and self-defense instructor insurance—is crucial for safeguarding your school and its operations.
Jennifer’s expertise will help you navigate these complexities and ensure you have the right coverage to protect your business and its members.