Martial Arts School Insurance
Real-Life Example: Teaching a Lesson Gone Wrong
Consider the following scenario: during a class, an instructor wanted to teach a new student a lesson about control. The instructor decided to go full speed during a sparring session, even though the strikes weren’t at full power.
Despite protective gear, the student was knocked back, hit their head, and suffered bruised ribs.
In this case, no legal action was taken, but the situation could have easily escalated to a criminal charge or civil liability.
Had the student’s family made a claim, the instructor would have been wise to offer compensation, such as covering medical expenses.
